Thank you for taking time to visit our website and apply for a home loan. We understand that buying or refinancing a home can be stressful and sometimes difficult in today's environment. Our goal is to provide you with a favorable mortgage experience while maintaining consistent communication. The process is simple and straightforward.

1. You will need 10-15 minutes to fill out the application. This includes personal information, job history and assets all entered via our secure website.
2. The information is then analyzed by a mortgage professional to determine which program is in your best interest.
3. Within 24 hours, a mortgage representative will contact you to discuss your request.  We are proud to partner with Illinois State Credit Union to provide you with multiple channels of mortgage options.  A representative from either Cornerstone Credit Union or Illinois State Credit Union will contact you regarding your loan request. 
4. Once a decision has been made, we'll arrange to have you sign an initial application and disclosures.

We are excited to be a part of your mortgage experience and look forward to being the key to all your financing needs!